Unlock a New Level of Profitability in the Shed Industry

The shed industry is evolving rapidly. What will it look like in 5 to 10 years?

  • Will competition increase?
  • Will margins tighten?
  • Who will be positioned to thrive?

The fact that you’re here means you’re not just thinking ahead—you’re taking action. You’re part of a select group of dealers who are actively looking for smarter ways to grow.At RTO Lending we help shed dealers like you create new streams of income from your existing business through RTO ownership.

Why RTO Ownership?

Instead of outsourcing your Rent-to-Own (RTO) contracts to a third-party company, we help you own and profit from them directly. This shifts long-term value back into your business, turning each RTO sale into a financial asset for your company—and your family.

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What’s Holding Most Dealers Back?

There are three common barriers to RTO ownership—and we help you overcome all of them:

1. Capital

We provide loan programs designed specifically to help grow your RTO portfolio—without draining your business’s working capital.

2. Servicing

We handle all aspects of contract servicing so you don’t have to worry about the day-to-day operational burden.

3. Expertise

From setup to scale, we walk with you step-by-step in building and managing your own RTO program.

Is This Program for You?

This opportunity isn’t for everyone. Some will choose to stick with the old model—and they may still be wondering “what if?” five years from now. But if you’re ready to take control of your RTO income and build long-term equity, we’re here to help.

Building Wealth Through RTO

This loan program offers D/M’s an opportunity to enhance their overall profitability by gaining full ownership of RTO contracts resulting from their sales. If executed correctly, this initiative can generate profits that can be reinvested to strengthen their RTO portfolio, support expansion, or foster long-term wealth.

Empowering Small Business Financing

A well-executed loan and servicing initiative creates a mutually beneficial partnership between the D/M and lender. Moreover, my personal commitment lies in democratizing access to finance for small businesses. Drawing from my experience as a former banker and RTO company manager, I am excited to unite these two objectives.

We look forward to hearing from you!

Let’s grow your business—together.

Pick up the phone and I promise you will find real people behind this with a heart to serve.

833-510-4007